Making your phone calls using the Internet is a great way to shave dollars off your monthly bills.

Many Internet service providers offer Internet Phone services, that allow you to make and receive calls without the need for a traditional phone line.

If you have an ADSL broadband connection, you will still need to have the phone line connected, however it is possible to switch across to a service that doesn’t have that nasty line rental charge (look for ‘naked ADSL‘ services).

You can also can use a service like Skype on your computer or mobile device to make phone calls at discounted rates.

** Note that some VOIP (Internet Phone) services do not offer access to emergency service numbers.